# How Much Does Foreclosures Cost?

The national picture for foreclosures puts the low end at $1,000 and the high end at $6,100 per job. A typical job sits close to $3,600.

Last updated: September 18, 2026

State and provincial ranges for 64 markets.

## Foreclosure cost breakdown

- Low: $1,000
- High: $6,100
- Typical: $3,600
- Unit: per job

| Scope | Low | High | Typical | Unit |
| --- | --- | --- | --- | --- |
| Baseline transaction cost | $1,000 | $6,100 | $3,600 | per job |
| Below-median price scenario | $825 | $5,700 | $3,300 | per job |
| Above-median price scenario | $1,100 | $8,400 | $4,800 | per job |
| Lender and government fees | $125 | $1,600 | $850 | per job |
| Competitive or fast-moving market | $1,200 | $9,300 | $5,200 | per job |

## Foreclosure cost guide

### What foreclosures covers

A quote for foreclosure normally bundles the agent's commission, lender fees and government charges. The way a provider splits those pieces is the main reason two quotes for the same foreclosure look different.

Because two providers can describe the same foreclosure in different ways, ask each one to break the total into the same line items before you compare them.

### Choosing a agent for foreclosures

Check any required licence with the regulator, ask to see current insurance, and get the full scope in writing before you commit.

Ask for two recent local jobs you can call, and read the written scope for what it leaves out as carefully as what it includes.

### The things that move a foreclosures price

The local market, the property itself, the commission arrangement and the fees set by lenders and government.

Geography plays a part as well. Remote markets tend to add travel time, while crowded cities add access, parking and permit costs.

### Ways to keep foreclosures costs down

Gather two or three written quotes, compare the individual lines rather than the total, and ask whether paying in full lowers the price.

When the work can be scheduled, moving it out of the busiest season usually lowers the bill. Ask whether a bundle or off-peak rate exists.

## Costs by state

- [Alabama](https://currentcosts.com/alabama/foreclosures/)
- [Alaska](https://currentcosts.com/alaska/foreclosures/)
- [Alberta](https://currentcosts.com/alberta/foreclosures/)
- [Arizona](https://currentcosts.com/arizona/foreclosures/)
- [Arkansas](https://currentcosts.com/arkansas/foreclosures/)
- [British Columbia](https://currentcosts.com/british-columbia/foreclosures/)
- [California](https://currentcosts.com/california/foreclosures/)
- [Colorado](https://currentcosts.com/colorado/foreclosures/)
- [Connecticut](https://currentcosts.com/connecticut/foreclosures/)
- [Delaware](https://currentcosts.com/delaware/foreclosures/)
- [District of Columbia](https://currentcosts.com/district-of-columbia/foreclosures/)
- [Florida](https://currentcosts.com/florida/foreclosures/)
- [Georgia](https://currentcosts.com/georgia/foreclosures/)
- [Hawaii](https://currentcosts.com/hawaii/foreclosures/)
- [Idaho](https://currentcosts.com/idaho/foreclosures/)
- [Illinois](https://currentcosts.com/illinois/foreclosures/)
- [Indiana](https://currentcosts.com/indiana/foreclosures/)
- [Iowa](https://currentcosts.com/iowa/foreclosures/)
- [Kansas](https://currentcosts.com/kansas/foreclosures/)
- [Kentucky](https://currentcosts.com/kentucky/foreclosures/)
- [Louisiana](https://currentcosts.com/louisiana/foreclosures/)
- [Maine](https://currentcosts.com/maine/foreclosures/)
- [Manitoba](https://currentcosts.com/manitoba/foreclosures/)
- [Maryland](https://currentcosts.com/maryland/foreclosures/)
- [Massachusetts](https://currentcosts.com/massachusetts/foreclosures/)
- [Michigan](https://currentcosts.com/michigan/foreclosures/)
- [Minnesota](https://currentcosts.com/minnesota/foreclosures/)
- [Mississippi](https://currentcosts.com/mississippi/foreclosures/)
- [Missouri](https://currentcosts.com/missouri/foreclosures/)
- [Montana](https://currentcosts.com/montana/foreclosures/)
- [Nebraska](https://currentcosts.com/nebraska/foreclosures/)
- [Nevada](https://currentcosts.com/nevada/foreclosures/)
- [New Brunswick](https://currentcosts.com/new-brunswick/foreclosures/)
- [New Hampshire](https://currentcosts.com/new-hampshire/foreclosures/)
- [New Jersey](https://currentcosts.com/new-jersey/foreclosures/)
- [New Mexico](https://currentcosts.com/new-mexico/foreclosures/)
- [New York](https://currentcosts.com/new-york/foreclosures/)
- [Newfoundland and Labrador](https://currentcosts.com/newfoundland-and-labrador/foreclosures/)
- [North Carolina](https://currentcosts.com/north-carolina/foreclosures/)
- [North Dakota](https://currentcosts.com/north-dakota/foreclosures/)
- [Northwest Territories](https://currentcosts.com/northwest-territories/foreclosures/)
- [Nova Scotia](https://currentcosts.com/nova-scotia/foreclosures/)
- [Nunavut](https://currentcosts.com/nunavut/foreclosures/)
- [Ohio](https://currentcosts.com/ohio/foreclosures/)
- [Oklahoma](https://currentcosts.com/oklahoma/foreclosures/)
- [Ontario](https://currentcosts.com/ontario/foreclosures/)
- [Oregon](https://currentcosts.com/oregon/foreclosures/)
- [Pennsylvania](https://currentcosts.com/pennsylvania/foreclosures/)
- [Prince Edward Island](https://currentcosts.com/prince-edward-island/foreclosures/)
- [Quebec](https://currentcosts.com/quebec/foreclosures/)
- [Rhode Island](https://currentcosts.com/rhode-island/foreclosures/)
- [Saskatchewan](https://currentcosts.com/saskatchewan/foreclosures/)
- [South Carolina](https://currentcosts.com/south-carolina/foreclosures/)
- [South Dakota](https://currentcosts.com/south-dakota/foreclosures/)
- [Tennessee](https://currentcosts.com/tennessee/foreclosures/)
- [Texas](https://currentcosts.com/texas/foreclosures/)
- [Utah](https://currentcosts.com/utah/foreclosures/)
- [Vermont](https://currentcosts.com/vermont/foreclosures/)
- [Virginia](https://currentcosts.com/virginia/foreclosures/)
- [Washington](https://currentcosts.com/washington/foreclosures/)
- [West Virginia](https://currentcosts.com/west-virginia/foreclosures/)
- [Wisconsin](https://currentcosts.com/wisconsin/foreclosures/)
- [Wyoming](https://currentcosts.com/wyoming/foreclosures/)
- [Yukon](https://currentcosts.com/yukon/foreclosures/)

## Related cost guides

- [Land Surveying costs](https://currentcosts.com/land-survey/)
- [Mobile Homes costs](https://currentcosts.com/mobile-home/)
- [Commercial Real Estate costs](https://currentcosts.com/commercial-real-estate/)
- [Rent to Own costs](https://currentcosts.com/rent-to-own/)
- [Relocation Costs costs](https://currentcosts.com/relocation-costs/)
- [ADUs costs](https://currentcosts.com/accessory-dwelling/)

## Frequently asked questions

### What should I budget for foreclosures?

Plan around $3,600 for a typical foreclosure, with most cases landing between $1,000 and $6,100 (per job). Those are planning figures rather than a quotation.

### Which parts of a foreclosures bill move the most?

The local market, the property itself, the commission arrangement and the fees set by lenders and government. That is why the same job can produce two very different totals.

### What is the smartest way to lower foreclosures costs?

Line up two or three written quotes, compare the line items rather than the totals, ask about a paid-in-full discount, and schedule outside the busiest period when you can.

### What should I verify before hiring a agent?

Confirm any required licence or registration with the regulator, ask for current insurance, and speak to two recent local customers. Then read the quote for the exclusions.

Source: https://currentcosts.com/foreclosures/