Title Insurance · South Carolina

How Much Does Title Insurance Cost in South Carolina?

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South Carolina pricing for title insurance opens around $1,900 and tops out near $15,000 per year; $8,400 is the typical figure.

Typical title insurance cost

$1,900 – $15,000

per year · typical $8,400

Low
$1,900
High
$15,000
Typical
$8,400
Unit
per year

A planning estimate, not a quote.

Costs differ from one South Carolina metro to the next, largely because travel distance and local demand change. The city list below shows the spread.

5 city-level ranges across South Carolina.

Title insurance cost breakdown

Typical title insurance prices in South Carolina. Overall range $1,900 – $15,000 per year.
ScopeLowHighTypicalUnit
Baseline cost at the advertised rate$1,900$15,000$8,400per year
Best-qualified applicant scenario$1,600$14,000$7,800per year
Weaker-credit scenario$2,100$19,500$11,000per year
Origination and third-party fees$225$4,100$2,200per year
Shorter term with higher payment$1,900$17,500$9,700per year

Title insurance cost guide

What title insurance covers

When you price title insurance, you are really pricing the amount advanced, the interest across the term and any fees. Ask each provider to itemise those pieces so the quotes line up.

Because two providers can describe the same title insurance in different ways, ask each one to break the total into the same line items before you compare them.

Choosing a lender for title insurance

Ask whether a licence or registration is required for this kind of work, confirm it with the regulator, and request proof of insurance before work starts.

Ask for two recent local jobs you can call, and read the written scope for what it leaves out as carefully as what it includes.

The things that move a title insurance price

The amount, the term, your credit profile and whether fees are paid up front or added to the balance.

Where you are matters too: outlying areas add travel, and dense cities add access and permit overhead.

Ways to keep title insurance costs down

Collect two or three written quotes and compare them line by line instead of on the bottom line, then ask what the price would be for payment in full.

When the work can be scheduled, moving it out of the busiest season usually lowers the bill. Ask whether a bundle or off-peak rate exists.

By city in South Carolina

Related cost guides

Frequently asked questions

What should I budget for title insurance?
Plan around $8,400 for a typical title insurance, with most cases landing between $1,900 and $15,000 (per year). Those are planning figures rather than a quotation.
Which parts of a title insurance bill move the most?
The amount, the term, your credit profile and whether fees are paid up front or added to the balance. That is why the same job can produce two very different totals.
What is the smartest way to lower title insurance costs?
Line up two or three written quotes, compare the line items rather than the totals, ask about a paid-in-full discount, and schedule outside the busiest period when you can.
What should I verify before hiring a lender?
Confirm any required licence or registration with the regulator, ask for current insurance, and speak to two recent local customers. Then read the quote for the exclusions.